Chattanooga

Life Insurance

I Don’t Have Life Insurance This is a statement that a significant portion of Americans can truthfully say. But can they also say, “No one depends on my income now or will depend on my income in the future”? Can they also say, “I will have no outstanding debts”? There are many factors that play…

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Investment Property

As we first mentioned in our post, “We Do It”, property can be an incredible investment tool. Just like any other investment, property needs to be protected. There are two cornerstone coverages needed: physical property and liability. The investment is in the structure; if a storm comes through, we want to rest easy knowing that…

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Personal Lines

When’s the last time you sat down and looked through your insurance to see what you are paying and what you are getting? It is a great practice to occasionally “audit” your personal insurance. Do you know what else is out there? Here at The American Insurance Group, we would love to walk through your…

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We Do It

When you hear the word insurance, you may think of a television jingle, a bad accident, a pitchy sales presentation, or perhaps health care. I cannot tell you how many times I have heard the words, “Oh, you do that?” even after I told someone I was an insurance agent months ago. So, in an…

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Young, Hungry, and Never Complacent

The average age of an insurance agent is 60. Sixty! Full disclosure – I’m 23, and the oldest member of our agency is 34. I’m roughly 40% the age of the average agent, just a couple of years removed from my time at the University of Georgia. It still costs me seven gold doubloons to…

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Why You Desperately Need an Umbrella Policy

The typical American spends between 45-50 years in the workforce; stashing away money in a 401(k) plan, paying off a mortgage, sending children to college, and paying for weddings. At age 65, the time has come to kick back and take it easy. And yet, most retirees – as well as those steadily working towards…

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When Should I Review My Personal Insurance?

Let’s be frank – insurance isn’t something you typically wake up thinking about. I suspect you’re more worried about getting the kids off to school, about traffic, or thinking about what tasks you need to complete at work that day. And while insurance doesn’t need to be on the top of your mind (that’s why…

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Client Spotlight: CPR Wrap Competing for $100,000

Felicia Jackson’s brainchild – the CPR wrap – was born out of necessity more than anything else. When Felicia’s toddler son stopped breathing in the back seat of the car, she froze, even though she was certified in CPR. Thankfully, her husband acted quickly, and her son’s life was saved. But out of that near…

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Quietly, Chattanooga has Become a Foodie’s Paradise

Some of my longest-lasting, fondest memories are of a night enjoying good food and good company at one of Chattanooga’s many culinary delights. When I was a kid in the 80s and early 90s, the options, however, were limited. Our family’s staple choices rotated among Town and Country, The Country Place, and the Piccadilly. Succinctly,…

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When OSHA Comes Calling, Will You Be Ready?

The Occupational Health & Safety Administration (“OSHA” in Georgia or “TOSHA” in Tennessee) is responsible for assuring that all employees have a workplace free from recognized safety and health hazards. OSHA conducts inspections to achieve its mission. OSHA’s method of conducting inspections, in almost every circumstance, is to arrive unannounced at any facility which it…

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