Posts by Keith Rocha
Landlord Insurance – Is it different than regular homeowner’s insurance?
It may seem like an elementary question, but we have seen many homeowner’s insurance policies attempting to cover a landlord’s rental property. The major problem with this? An insurance company is not expecting a claim involving a tenant. If that claim arises, the carrier can very easily deny the claim and you, as the landlord,…Read More
Should I Check an Employee’s Driving Record Before Hiring?
ALWAYS! We see it time and time again. A business will add a driver to its commercial auto insurance policy. When the insurance carrier processes the request, they come back with one of three responses: The driver has been successfully added. This driver has resulted in an increased premium of $____. Given this driver’s recent…Read More
Brandon Wooden Joins The American Insurance Group
Brandon joined the team in June 2019. Brandon currently maintains a hybrid role, working within both service and sales. Brandon is from Chickamauga, Georgia, graduating from Gordon Lee High School (2015) and the University of Georgia (2019). As a Dawg, Brandon earned a BBA in Finance from UGA’s Terry College of Business, graduating with high…Read More
Personal Lines Account Manager, The American Insurance Group The American Insurance Group The American Insurance Group was founded in 2014 to service the Chattanooga region’s small business and personal insurance needs. Since that time, our team has grown rapidly. The agency’s offices are in the thriving Northshore area near downtown Chattanooga. We believe we are…Read More
Why You Desperately Need an Umbrella Policy
The typical American spends between 45-50 years in the workforce; stashing away money in a 401(k) plan, paying off a mortgage, sending children to college, and paying for weddings. At age 65, the time has come to kick back and take it easy. And yet, most retirees – as well as those steadily working towards…Read More
Client Spotlight: CPR Wrap Competing for $100,000
Felicia Jackson’s brainchild – the CPR wrap – was born out of necessity more than anything else. When Felicia’s toddler son stopped breathing in the back seat of the car, she froze, even though she was certified in CPR. Thankfully, her husband acted quickly, and her son’s life was saved. But out of that near…Read More
Quietly, Chattanooga has Become a Foodie’s Paradise
Some of my longest-lasting, fondest memories are of a night enjoying good food and good company at one of Chattanooga’s many culinary delights. When I was a kid in the 80s and early 90s, the options, however, were limited. Our family’s staple choices rotated among Town and Country, The Country Place, and the Piccadilly. Succinctly,…Read More
Are You Overpaying to be Underinsured?
Technically, I’m a millennial, though I loathe the designation. I was born in 1983, so I barely made the cut for some demographers’ broad, sweeping designation of my generation. Yet, despite my “youth,” I can barely check my email account, and my use of emojis is not “lit,” as the kids say. Seriously. Until about…Read More
When OSHA Comes Calling, Will You Be Ready?
The Occupational Health & Safety Administration (“OSHA” in Georgia or “TOSHA” in Tennessee) is responsible for assuring that all employees have a workplace free from recognized safety and health hazards. OSHA conducts inspections to achieve its mission. OSHA’s method of conducting inspections, in almost every circumstance, is to arrive unannounced at any facility which it…Read More
Special Weather Statement
Action Recommended: Avoid the subject event as per the instructions Issued by: Knoxville/Tri-Cities – TN, US, National Weather Service …SEVERE THUNDERSTORMS EXPECTED LATE THIS AFTERNOON AND EVENING ACROSS THE PLATEAU, PARTS OF THE CENTRAL AND SOUTHERN TENNESSEE VALLEY, AND SOUTHWEST NORTH CAROLINA… …RAIN CHANGING TO SNOW SHOWERS ACROSS THE HIGHER ELEVATIONS TUESDAY NIGHT THROUGH WEDNESDAY NIGHT… A STRONG STORM SYSTEM WILL…Read More