• 423-362-4166

3 Reasons to Break-up with Your Captive Insurance Agent for an Independent One

You should have an independent agent. Perhaps like most people you fell hook-line-and-sinker for your local State Farm agent’s sweet-talk. You couldn’t get them off your mind since everywhere you turned they were there, like a good neighbor. Or maybe it was Allstate. You just loved the thought of being in good hands. Well, we hate to be the bearer of bad news, but you can do better. You deserve better.

Here are 3 reasons why it’s time to break up with that captive agent, and start a new relationship with an independent agent.

1. Your needs come first.

An independent agent works for you, not any one carrier, so your needs are the priority. The independent agent has access to multiple insurance carriers with many coverage options. This type of agent is able to listen to your specific needs, and find the carrier that is a perfect fit.

2. The focus is on you.

Because the independent agent can match coverage to your needs instead of one carrier’s limitations, you are the focus. This means as you grow and your risks change, your agent can make sure you stay protected. You are far less likely to be under-insured and vulnerable when you are in the care of an independent agent.

3. You can call anytime.

The beauty of a relationship like this is that your agent is always just a phone call, email, text, message, tweet, wall post, or personal visit away. As with any relationship, you’ll want to find someone you can trust {shameless plug}.

Breaking up can be hard to do, but it’s always easier when you have a new relationship all lined up. Don’t settle for that captive agency any longer, get in touch with an independent agent today.

Leave a Comment

You must be logged in to post a comment.

[gravityform id=10 title=false description=false ajax=true]
<div class='gf_browser_unknown gform_wrapper' id='gform_wrapper_10' ><div id='gf_10' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_10' id='gform_10' action='/break-up-with-your-captive-agent#gf_10'> <div class='gform_body'><ul id='gform_fields_10' class='gform_fields left_label form_sublabel_below description_below'><li id='field_10_3' class='gfield gf_left_half gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_10_3' >Full Name<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_10_3' type='text' value='' class='large' placeholder='Your Name' aria-required="true" aria-invalid="false" /></div></li><li id='field_10_2' class='gfield gf_half_right gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_10_2' >Email<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_email'> <input name='input_2' id='input_10_2' type='text' value='' class='large' placeholder='Your Email Address' aria-required="true" aria-invalid="false" /> </div></li><li id='field_10_5' class='gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible' ><label class='gfield_label' for='input_10_5' >Message<span class='gfield_required'>*</span></label><div class='ginput_container ginput_container_textarea'><textarea name='input_5' id='input_10_5' class='textarea small' placeholder='Please leave us a message.' aria-required="true" aria-invalid="false" rows='10' cols='50'></textarea></div></li> </ul></div> <div class='gform_footer left_label'> <input type='submit' id='gform_submit_button_10' class='gform_button button' value='SEND' onclick='if(window["gf_submitting_10"]){return false;} window["gf_submitting_10"]=true; ' onkeypress='if( event.keyCode == 13 ){ if(window["gf_submitting_10"]){return false;} window["gf_submitting_10"]=true; jQuery("#gform_10").trigger("submit",[true]); }' /> <input type='hidden' name='gform_ajax' value='form_id=10&amp;title=&amp;description=&amp;tabindex=0' /> <input type='hidden' class='gform_hidden' name='is_submit_10' value='1' /> <input type='hidden' class='gform_hidden' name='gform_submit' value='10' /> <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' /> <input type='hidden' class='gform_hidden' name='state_10' value='WyJbXSIsIjA3ZTJiOTc1OGM3OTYyY2RlYmQ0MWI1YTA5NTQxMWRjIl0=' /> <input type='hidden' class='gform_hidden' name='gform_target_page_number_10' id='gform_target_page_number_10' value='0' /> <input type='hidden' class='gform_hidden' name='gform_source_page_number_10' id='gform_source_page_number_10' value='1' /> <input type='hidden' name='gform_field_values' value='' /> </div> </form> </div> <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_10' id='gform_ajax_frame_10'>This iframe contains the logic required to handle Ajax powered Gravity Forms.</iframe> <script type='text/javascript'>jQuery(document).ready(function($){gformInitSpinner( 10, 'https://www.theamericaninsurancegroup.com/wp-content/plugins/gravityforms/images/spinner.gif' );jQuery('#gform_ajax_frame_10').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_10');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_10').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_10').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_10').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_10').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_10').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_10').val();gformInitSpinner( 10, 'https://www.theamericaninsurancegroup.com/wp-content/plugins/gravityforms/images/spinner.gif' );jQuery(document).trigger('gform_page_loaded', [10, current_page]);window['gf_submitting_10'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_10').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_10').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [10]);window['gf_submitting_10'] = false;}, 50);}else{jQuery('#gform_10').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger('gform_post_render', [10, current_page]);} );} );</script><script type='text/javascript'> jQuery(document).bind('gform_post_render', function(event, formId, currentPage){if(formId == 10) {if(typeof Placeholders != 'undefined'){ Placeholders.enable(); }} } );jQuery(document).bind('gform_post_conditional_logic', function(event, formId, fields, isInit){} );</script><script type='text/javascript'> jQuery(document).ready(function(){jQuery(document).trigger('gform_post_render', [10, 1]) } ); </script>