Business Insurance
Should I Check an Employee’s Driving Record Before Hiring?
ALWAYS! We see it time and time again. A business will add a driver to its commercial auto insurance policy. When the insurance carrier processes the request, they come back with one of three responses: The driver has been successfully added. This driver has resulted in an increased premium of $____. Given this driver’s recent…
Read MoreYoung, Hungry, and Never Complacent
The average age of an insurance agent is 60. Sixty! Full disclosure – I’m 23, and the oldest member of our agency is 34. I’m roughly 40% the age of the average agent, just a couple of years removed from my time at the University of Georgia. It still costs me seven gold doubloons to…
Read MoreClient Spotlight: CPR Wrap Competing for $100,000
Felicia Jackson’s brainchild – the CPR wrap – was born out of necessity more than anything else. When Felicia’s toddler son stopped breathing in the back seat of the car, she froze, even though she was certified in CPR. Thankfully, her husband acted quickly, and her son’s life was saved. But out of that near…
Read MoreQuietly, Chattanooga has Become a Foodie’s Paradise
Some of my longest-lasting, fondest memories are of a night enjoying good food and good company at one of Chattanooga’s many culinary delights. When I was a kid in the 80s and early 90s, the options, however, were limited. Our family’s staple choices rotated among Town and Country, The Country Place, and the Piccadilly. Succinctly,…
Read MoreWhen OSHA Comes Calling, Will You Be Ready?
The Occupational Health & Safety Administration (“OSHA” in Georgia or “TOSHA” in Tennessee) is responsible for assuring that all employees have a workplace free from recognized safety and health hazards. OSHA conducts inspections to achieve its mission. OSHA’s method of conducting inspections, in almost every circumstance, is to arrive unannounced at any facility which it…
Read MoreChattanooga: The Best Place to Grow a Small Business
I’m a small business owner in Chattanooga, and I wouldn’t have it any other way. I grew up in the small town of Signal Mountain, a tucked-away bit of paradise just eight miles from downtown, where my dad would commute each day to the power control center at the Tennessee Valley Authority. There, he led…
Read MoreNew Requirements for Churches Engaged in Youth Sports
In the wake of several high-profile cases of sexual abuse and misconduct by adults in positions of authority, President Trump signed the Protecting Young Victims from Sexual Abuse and Safe Sport Authorization Act of 2017 into law last week. The new law includes requirements for prevention training, prevention policies, as well as mandatory reporting. A…
Read MoreClients Dominate 2018 Chamber Small Business Awards
American Insurance Group Clients Dominate 2018 Chamber Small Business Awards CHATTANOOGA – The 2018 Chattanooga Area Chamber Small Business Awards were announced on February 13, 2018, and The American Insurance Group’s clientele were extremely well-represented. In fact, of the 12 companies nominated as finalists, two of the Agency’s clients were finalists in their respective category,…
Read More3 Types of Insurance Small Businesses Need
Insurance is critical to the long term financial success of any business. Not having adequate insurance in place when a catastrophic event happens can cost you the business you worked so hard to create. While there a many different types of insurance available, here are three that every small business should have. General Liability This type…
Read MoreBusiness Owner Inspiration
Let’s be honest. Starting a business is hard. Running a business is difficult. Here is some inspiration others that have been there and crushed it in business and life.
Read More