When you hear the word insurance, you may think of a television jingle, a bad accident, a pitchy sales presentation, or perhaps health care. I cannot tell you how many times I have heard the words, “Oh, you do that?” even after I told someone I was an insurance agent months ago. So, in an effort to be fully transparent, I want to write about the insurance lines where “we do that.”
We write home, auto, life, and commercial insurance. We write policies in Tennessee, Georgia, Alabama, and a handful of other states. On the personal lines side, we write homes and autos all day, as well as campers, boats, and other toys. On the commercial side, we write liability, property, workers compensation, commercial auto, even bonds. We would love the opportunity to serve you, especially if you have or need insurance in one of the categories below; these are some specific areas where we typically knock it out of the park.
It is astonishing how many times we review personal policies only to find huge gaps in coverage and/or major opportunities to improve costs. We quote your policies with multiple insurance carriers to be certain you are getting the most competitive rates. If we are unable to add significant value, we have no qualms telling you to stay where you are. We are in the business to help people, not to simply sell you something. If you have a home or an auto, we would be honored to take a look to see how we can help you.
Andrew Carnegie once noted that “90% of all millionaires become so through owning real estate.” While we won’t debate the actual percentage there, there is no denying that properties are an incredible investment tool. We deal with clients ranging from a single rental property, all the way up to property management companies, dealing with both residential and commercial properties. We have access to insurance carriers who solely target this market.
We love to serve people who serve us day in and day out. We enjoy frequenting local restaurants, especially those who are our clients. We support many restaurant owners in the area. Whether franchises, coffee shops, or fine dining restaurants, we serve restaurants well.
We also have a strong presence in the white-collar arena. Around town, we insure dentists, veterinarians, accountants, doctors, attorneys, and the like. These office spaces, in addition to the liabilities associated with the operations (including professional liability), are targeted by several of our carriers. This typically results in very competitive premiums and even better service.
Life insurance is certainly not something most folks want to discuss; however, life insurance is something that nearly everyone needs. Obtaining a life insurance quote can be accomplished by simply providing your date of birth. It’s so easy a caveman could do it. Most personal lines carriers offer a significant discount on policies when life insurance is bundled with home and auto. Life insurance is a conversation you should be having. The time to have the conversation is now; it’s not when your loved one is facing a tragedy.